A self-directed retirement plan will not liberate you from your day job. 

It ran in like crazy through the cement-block walls.I poured a few containers of that liquid driveway crack fill/tar compound into the open gaps & then caulked over it liberally with GE silicon.

Generally, do you think the lending is getting too liberal again or is the underwriting solid? 

I am a liberal arts major considering becoming a teacher but now I am leaning towards real estate agent and hopefully future real estate investor?

I spent my 20's building a business, not obtaining a liberal arts degree.

Some are calling it a Jackpot...

I’m in the Bible Belt so maybe being close to a church isn’t a big deal, but I feel like it could be a negative in some renters eyes in more liberal / progressive towns.

I have been learning so much, so fast, that I forget sometimes to slow down and remember who I am in the scheme of our current neo-liberal economic landscape. 

Hey AshleyTry a local bank.They may be more liberal in their interpretation of the conventional income guidelines.Stephanie  

You just found the jackpot for REI.