They will have friends who can come in and help as side jobs. 

A LOC would help.

@Ashish Acharya thank you for the helpful tax alternatives! 

Ensuring your rental market can sustain these costs will help maintain profitability over time.The 7% DSCR loan is relatively high, and refinancing later at a lower rate could improve your long-term cash flow.

Hi BP family,Hope you can help. 

Keeping thorough records helped save the negotiations. 

I also created imputed equity through the entitlement process that helped me achieve an 88% LTC loan through a bank + invested 20% of the total equity as the GP  and 25% of the LP equity.

I hope this helps! 

If the property is leased, that might help.

Building on existing land helps eliminate the issue of land scarcity, which is a significant challenge due to California’s high real estate prices.