The few texts I have gotten middle of the night/wknd scary type involving frozen pipes and a dislodged p-trap under the sink were followed up by "already fixed it" and these two families in the duplex being best friends have been helping each other out while spouses deploy, etc and aren't afraid to turn a wrench when needed.  

/Feb. will be busy.Fires and frozen pipes.

We will pass the repair bill to you for this and any frozen pipes as a result of having no heat.

I swung by there and found the freezer packed which didn't allow any air circulation, after removing the freezer bottom the vents were frozen to the fridge.

In other words you didn't plan to get into investing and have no plans in the future to do more.Right now every area is local in how the market is performing.Because of the foreclosure robo signing and lawsuits some banks have frozen putting property on the market.This has built up a shadow inventory that once the banks checks come up clean that no problems occured many properties will hit the market REO.So you need to analyze first what is your mortgage payoff??

Through even the worst of the 2008 meltdown, not one of these were called or frozen here in the states.

All three basement windows were covered with vinyl siding before we purchased the property.After closing last week I went by the property and the front door was frozen shut due to a leak in the front facade.

It can be frozen at its principle balance but, it can only be called due for a default on the covenants of the loan.Also, you don't need W-2 income for a HELOC.

They claim to hold 3.7MM in frozen "reserve" funds from ACH transactions.

If they are insulated properly, you shouldn't have frozen pipes.