They can find things but if they require say overhead lighting and you don't have it that is a bigger issues then small fixes. 3. 

I would vote bookshelf, since in long term rentals, typically, you want the least amount of things you will need to fix, as possible.If short term rental, than Murphey bed would be my vote, typically.

It's really hard to give financial advice without having a full idea of what you're trying to do (fix and flip, buy and hold etc). 

I got a good deal on the property, but the list of fixes has gotten longggg and expensive. 

Have you considered using a fix-and-flip loan and leveraging your HELOC funds just for the down payment rather than the entire project?

At that time the lender gave you a fixed loan for a certain period of time with so much down and a certain amortization schedule.The debt service coverage ratio example.At DSCR of 1.25 means for every dollar of mortgage payment the NOI can cover 125%Your current lender back in the day might have done say for example a 1.10 DSCR ratio because absolute NNN and investment grade so perceived risk to them was low.

Also, what would you recommend about getting a property to fix and flip or rent?

If you are looking to fix and flip, just make sure you look for a 12 month term, non-dutch interest on the rehab funds (this means you do not pay interest on the rehab money until you use it), no prepayment penalty, and avoid any lenders that escrow your payments at closing.

The idea was that the buyer we were financing to would fix the properties up BEFORE moving in.

A couple years later, repairs, vacancy and turnover costs and you've actually lost money every month and you've decided to sell and buy in a more desirable area, but the property hasn't appreaciated, you have to fix it up to sell and incur transactional costs and you lose even more money.