People who chime in immediately to your thread with negativity and also state that they were not investors, but merely facilitators should be viewed with scepticism.Your are on on proper path with 4 flat!

I just stepped up to facilitate two new local meetup groups with over 1100 members combined!

So while it does say this:“(b)Appraisal independence For purposes of subsection (a), acts or practices that violate appraisal independence shall include—(1) any appraisal of a property offered as securityfor repayment of the consumer credit transactionthat is conducted in connection with such transaction in which a person with an interest in the underlying transaction compensates, coerces, extorts, colludes, instructs, induces, bribes, or intimidates a person,appraisal management company, firm, or other entity conducting or involved in an appraisal, or attempts, to compensate, coerce, extort, collude, instruct, induce, bribe, or intimidate such a person, for the purpose of causing the appraised value assigned, under the appraisal, to the property to be based on any factor other than the independent judgment of the appraiser;(2)mischaracterizing, or suborning any mischaracterization of, the appraised value of the property securing the extension of the credit;(3)seeking to influence an appraiser or otherwise to encourage a targeted value in order to facilitate the making or pricing of the transaction; and(4)withholding or threatening to withhold timely payment for an appraisal report or for appraisal services rendered when the appraisal report or services are provided for in accordance with the contract between the parties.”It immediately follows up with this:“(c)ExceptionsThe requirements of subsection (b) shall not be construed as prohibiting a mortgage lender, mortgage broker, mortgage banker, real estate broker, appraisal management company, employee of an appraisal management company, consumer, or any other person with an interest in a real estate transaction from asking an appraiser to undertake 1 or more of the following:(1)Consider additional, appropriate property information, including the consideration of additional comparable properties to make or support an appraisal.(2)Provide further detail, substantiation, or explanation for the appraiser’s value conclusion.(3)Correct errors in the appraisal report.”Based on this discovery, I respectfully disagree with your interpretation of Dodd Frank as it pertains to my previous comment regarding appraisal reconsiderations.

Our real estate agent, Trey Swain, helped us find this deal and facilitated the negotiations.

Like myself and a lot of other agents, we’ll make it a 5% commission if a buyer comes unrepresented and we can switch into a “facilitator” of the transaction. 

Hi Bob,I did use the company to facilitate the sale of one of my houses this summer. 

Which one has the more upside: one stop shop custodian/ facilitator or  have a separate custodian and facilitator? 

A license in AZ can't be paid solely for the purpose of creating paperwork but for a reasonable fee should be able to facilitate the purchase and sale agreements and assist the transaction process.The Arizona Association of Realtors has an excellent set of forms prepared that have undergone heavy scrutiny so as to be defendable in most situations.

So transfer payment from taxpayer to borrower and F&F facilitate the transaction.  

I've seen some creative uses of seller financing that facilitate purchases with no bank lending and relatively small down payments.