or have you found various creative solutions to secure favorable terms?

Always charge at least some sort of security deposit, and the first months rent up front upon movein.7. 

The only way to ensure a goal is commitment to the input.

Ensure discharge flows away from the foundation.● Replace missing elbow and extension on the downspout on the southwest corner of the house.● The soil around the foundation should be watered with 1-2 inches of water per week during hot and dry weather patterns.

Add outdoor security cameras (just let guests know they’re there) and maybe some motion-sensor lights for extra safety.

As lenders, well issue a prequal/preapproval letter if we've analyzed your income, assets (bank and brokerage statements to establish that you have the liquidity to afford the down payment, closing costs, and reserves), review credit of the guarantors, review the relevant experience to ensure that we're not throwing our money away on newbies that are wandering around in the dark, and have put together a reasonable plan of attack for the project.

Whenever you are buying a property out of state you should do a few things to ensure it's as smooth as possible.Don't buy in the roughest neighborhood in the urban core.

If you have time to secure this loan through a bank, I would strongly consider it. 

Issue a 1099-INT for interest paid over $10 annually, and ensure family members report the income.

We need to ensure that residents are not negatively impacted when selling properties.