Many real estate investors opt for a fix-and-flip loan because they’re relatively easy to obtain: no personal income verification (no DTI requirements), and you can often borrow up to 90% of the purchase price and 100% of the rehab costs.

My bank account is connected to Stessa to eliminate the need for me to manually track income, expenses etc. 

The mountain house has taken almost 2 years of breaking even and using some of the income on improvements until we have been able to cash flow.

They generally treat the debt like they would with a rental and count around 75% of the gross mortgage payment as "income" in the DTI calculation.

Did you achieve your income goal?

Quote from @Alec Barnes: Quote from @Drew Sygit: @Alec Barnes we use Debt-To-Income Ratio (DTI) instead of income = 3x rent.Reason?

Do you want to earn x thousand a month?

Some of the best investment were made in bad neighborhoods and higher crime rates then as usual the area becomes gentrified and continues to grow in both equity and passive income.

When Trying to qualify for a traditional loan, lenders usually price your purchasing power at 3x your net income.

Both are for tracking income/expense and generate reports (P&L, cash flow, but not balance sheet) only, not for listing, screening, collecting rent.