So if a dwelling cost on average 20k to bring to average condition the market will discount that property much higher then 20k allowing the frugal and knowledge rehabber immediate equity.

✓Second Home Requirements  must be occupied by the borrower for some portion of the year  is restricted to one-unit dwellings must be suitable for year-round occupancy the borrower must have exclusive control over the property  must not be rental property or a timeshare arrangement1 cannot be subject to any agreements that give a management firm control over the occupancy of the property

I knew it would likely get rejected on paper so I called the listing broker to put a human element to the offer.

@Michael Pursell following up on @Charlie MacPherson good comment you also may want to pay attention to the exact wording of this stuff and how its individually interpreted by the various building departments: Accessory Dwelling Unit, In-Law and other terms may mean something slightly different town by town and be treated differently, likewise if you owner occupy or not. 

For virtually all of human existence there has been no such thing as air conditioning. 

very very very common approach.. but agents are not going to get a seller to lower price just because they are double ending.. what usually happens is if there are multiple offers agents being human.. will slant their double ended deal .it does not equate to you getting the agent to sell the property for 25% less than what it could sell for on the open market.. agent would get in big trouble.

I am curious since the cottages sound like smaller dwellings.

Hi Sam, I have had good experience working with Payless Floors located in Walpole and North Attleboro for carpet installation; good range of price and quality and their installation was on-time and done well.For doors and cabinets I would encourage you to look at the Habitat for Humanity Restore in North Attleboro.

There is a human aspect to it and its hard to not be affected by that. 

This "guilty until proven innocent" theme   is based on a misunderstanding of how the burden of proof operates in discrimination cases.You can read about it here if you don't care for my explanationhttp://corporate.findlaw.com/human-resources/race-...otherwise The way the law works is that once the complainant has established a prima facie case that discrimination has occurred - the burden of proof shifts to the Defendant to provide a non-discriminatory explanation for what happened.So all you have to do is come up with a non-discriminatory explanation for what happened.