The total number of homeless individuals in the city of Phoenix dropped 1% this year, according to government figures.

Where is the water flowing when it rains?

Quote from @Jonathan Weinberger: Hey guys, Wanted to drop this deal I just closed.

Once the shortage is repaid, the monthly payment will drop by a corresponding amount.

He installs our water heaters for $260 + the tank.

Roof is approx 15 yo. 4 water heaters been replaced in past 5 years. current brings in $5200 month.

Quote from @Kerry Noble Jr: Preforeclosures are best called or door knocked.Tax delinquent or code voiolationsPreforeclosures, Tax delinquent, code voiolations, probates/inheretence, quit claim deeds, water shut off are the best lists.Understand it is a volume game. sending out 500 mailers probably won't yield any results.

Despite current unemployment rates maintaining below 5%, the recent rise from 3.8% to 4.2%(recently revised to 4.1%) is significant, especially when considering wage growth adjusted for inflation.Over the last few years, the median household income has dropped by 7.2% when adjusted for inflation (and this isn't even considering volatile food and energy prices), a troubling trend given that inflation has outstripped income growth.

Plan: With the ADU income, your effective housing cost could drop below 30% of your income.

If it was unforeseen medical debt, and you've made progress in straightening things out, you might find a private lender to work with you for an eye-wateringly high interest rate.