Quote from @Raj Vardhan: Hello,I am new to the entire refi process and looking for some direction here:I purchased a foreclosed property 2 months ago using hard money and close to finishing the renovation.

I love how direct you are with what you need. 

We thought snapping receipt + sending invoice email directly to QBO was super attractive.However, we are finding QBO to be also cumbersome and pricey1) Personal credit card - If I mistakenly use personal CC, I have to manually create an entry (this happens quite often). 2) Pricey - $99/month is now really adding up.WE thought it would be a great early learning and investment to adopt QBO now as we scale (hopefully to MTR and LTR).

I can give you the direct line to the guy I use at a national firm on all of my rentals. 

Instead, I just decided to head in "that direction" and figured I'd get to the destination eventually. 

@Saika Maeda If you pay the buyer's agent commission directly, it becomes part of your property's basis (purchase price) rather than an immediate tax-deductible expense.

I have another property I'm getting ready to close on that will be an Airbnb so it's a direction I'm going in as well!

I'm on Airbnb and Vrbo, and also Houfy (direct bookings) but have stayed away from Booking .com because of the horror stories from fellow hosts.

Would have been a good title for a forum thread for people looking to do direct exchanges.

In addition to direct real estate, I invest fairly heavily in index funds.