Your rehab will either set you up for nice long cash flow or bankrupt your savings.

4 years of working to buy it from bankrupt seller How did you finance this deal?

It is the things you did not learn that will make you hate the real estate business and bankrupt you.

Tough underwriting, inspections post binding have been rough, multiple companies going bankrupt, and the prices are through the roof.

Seems like the realtor was hungry for a commission and told you that you need to bankrupt your future to get the home, which is completely NOT the case.

But if that was really the case, I would be bankrupt. 

They should be convicted of taking the money which wasn't their's to take and to pay restitution PERSONALLY, not the bankrupt company.

All of the folks who are day dreaming of the white picket fence and the kids in the pool can fight amongst themselves and bankrupt their future.

As I understand it in a Ch 13 the debtor/bankrupt files a plan with the court which describes how the debtor will repay the creditors. 

I would NEVER buy a property without a Phase I being conducted as the downside will surely bankrupt you if it turns into a significant contamination site.Only about 1 in every 100 properties we have studied have had a contamination issue, but the risk is too great not to have the study conducted.