My suggestion is to continue being active on BP, get out to some networking events and seminars and also educate yourself through books and podcasts. 

If the numbers aren't there yet, I'd suggest focus on growing your income, look into house hacking as previously suggested, or consider partnering with other investors who can qualify for the loans.

@Jesse Strengunfortunately I’m not familiar with property managers in that location what I would suggest is I would look up NARPM and start with them..Below are some questions I would think would be a good starting point for you to see who really treats their company like a business or a hobby.My business partner is a regional VP for NARPM and I am happy to help if you need anything please reach outQuestions to Ask prospective management companies* What are your average days on market for vacant homes?

@Dominic Holt , I am happy to review your scenario and suggest changes that could improve your property.

Any recommendations or suggestions on how to navigate this?

The insurance is for a rental condo property located in Madison, Wisconsin I’m wondering if anyone knows of any other insurance company.

If anyone can suggest some help I would greatly appreciate it.

Can I beat inflation.Paying off a mortgage does none of those things.I'd suggest if you are able to pay off a mortgage, you instead use it to buy another "cash flowing" property. 

Section A, you’ll see that owner-occupancy is required for the JADU.I wonder what happens if you’re house-hacking when you build the JADU.

I don't know anyone personally in Topeka, but the banks I'd suggest you reach out to first are CrossFirst, CoreFirst, and Emprise.