.: Quote from @Jefferey Eutsay: I'm considering making an offer on a 36-unit multi-family property.

Hi Marc, I think everybody offered some great feedback. 

Keep in mind local zoning laws and market conditions in Portland versus Salem—Portland might offer higher rents but stricter regulations, while Salem could provide better cash flow opportunities.Your design approach has proven successful, so continue focusing on appealing upgrades like kitchens and bathrooms, but prioritize cost-effective and durable materials for rentals.

I’d recommend starting by researching markets that align with your strategy, especially areas that offer good cash flow.

It's affordable and offers strong cash flow potential.

The current commissioner would allow insurers to use computer modeling of future exposure to set premiums, while requiring them to offer coverage in risky communities roughly in line with their shares of the market.  

They run a customizable fund platform that many fund managers have started using in recent years.I'm not involved in the development space much, but a newer person can generally only offer so much to a more experienced person in this business. 

Some insurance companies offer policies specifically designed for owner-occupied multifamily properties, so it’s worth asking about that option.The key is ensuring both your personal residence and the rental unit are adequately covered.

Are you offering any special programs, incentives, or advice to help them close out the year successfully? 

I offered a price based on repair costs and a sale price they could get if they fixed it up (retail).