First, do you have a commercial umbrella policy? 

Ask the best way at the recorder of deeds office to reduce those costs, but the liens must be perfected on each legal description.Insurance agent can go with an umbrella, call them.Call the title company and get a bid, they should be cutting you slack on some aspects, not charging the standard settlement fee 16 times, there is one settlement that has 16 times the work involved.From this information you'll get an idea of which way to proceed, 16 notes or one note.If one "blanket note" you need release fees for each property in the event you ever sell one property you don't have a huge note to pay off.

Would it be helpful for me to personally get personal umbrella insurance to protect me from any lawsuits, or is this not necessary due to the LLC structure and insurance currently in place?  

Also, don't forget to include additional cleaning expenses for every rented week, and an umbrella policy, just in case!!!

And then of course, you add a "personal umbrella" over everything.The issue that I learned years ago after becoming a real estate investor and after spending months searching for the "right" coverage and company, is that this leaves your personal assets wide open due to you commingling "business" activities with personal, creates limitations in the way a liability claim may be adjusted and paid and also doesn't even save you money.  

Which means that even if you buy an older apartment that should be grandfathered, the fact that you are a new owner of the property means you may be responsible for getting the building up to current code requirements.I recommend going to a local real estate club and look to partner with some experienced investors in your area on the first deal or two so that you can learn the ropes much quicker.Getting a job as a leasing agent will allow you learn some of the ropes but those jobs typically do not pay very well and you might be better off just getting your real estate agent license and start the four year clock until you can get your brokers license.Property management also has one of the highest litigation rates which means that most brokers severly limit who can manage properties under their umbrella and most will not allow you to manage other properties yourself if you report to them.

You should either max. out your liability coverage (usually $300k per property) or even better take out an umbrella liability policy that can cover you, your home, your car as well as your investment properties. 

However, I have heard more than a few attorneys state that umbrella policies have the opposite effect of what is intended.

The expert said there was around 6000 spiders in the house...so they'd been there a while.I'm actually more upset about the insurance company not paying...but I'm sure they hid behind their "acts of G-d" clause or something ridiculous.It is a lesson in having Umbrella insurance, however....

an umbrella policy that attaches to all your insured assets is the easiest and cheapest defense for a newb.