You shouldn't be ripe for a HELOC for at least a couple of years.

If you find a separate habitable space, the ADU cost is significantly less.  

This is NOT Business Credit.By establishing a separate corporate credit profile on the EIN Number (separate from the business owner's SSN/FICO), investors can access substantial business credit lines, capital for property acquisitions, and renovation funds without personally guaranteeing the debt.This approach creates a powerful financial firewall between personal and business assets while potentially generating a significantly larger (ROI) through reduced interest rates, increased borrowing capacity, and the ability to scale investments more rapidly.The education gap surrounding EIN corporate credit means savvy investors who understand and implement this strategy can gain a significant competitive advantage.

Yeah @Kent Fang ching, you detailed a couple of the strategy actions we are doing for clients right now in MN. 

The tenants are currently in court with a title dispute so the house would have to be paid for cash only.I would like to convert it to a primary residence and turn the garden level into a separate two bedroom apartment for use as an in law suite.

@Tori Roy A couple red flags I noticed with this company that you posted. 

3 separate recent studies show it is currently cheaper to rent than own in virtually every large market and that it has never been more so than currently.  

Out of bed before 5 am - (I had a separate habitat for starting the day right but then slowly started pushing my time of getting up back2. 

I’m a couple hours north of Boston but there’s always tons of people looking to move so a longer vacancy or having to lower my rent prices is not even a consideration.

Inspections--house, termite, possibly separate roof and structural8.