I will stick with my note investing as that is what I primarily do now over traditional real estate (which I also still do).

Any type of traditional/conventional loan program will be tough in this scenario. 

They have Waikiki for more "modern" Hawaii, rustic Kauai or very traditional Hawaiian fishing "village" like in Milo'ili.- Some Hawaiian towns are quite affordable and the living cost is not much different than LA or Bay Area.- But I think what makes the difference between Hawaii and Florida is that in Florida you still live in mainland.  

What's the best option with low DP then the traditional 20%.. lastly of you have a awesome lender who is creative and can make it happen, please share contact Info. thanks 

And within that time establish bankable income to refinance a traditional mortgage then.3.

Traditional Sale in line with market. 

Traditionally, these agents, often younger and less established, educate buyers about market nuances, show properties, and represent them in offers.

Quitclaim DeedThis deed has traditionally been only used to cure defects in title -- like when a grandson may have inherited at 1/335 share in a property, but no one is really sure whether that's true, and a buyer has come along and needs to get the signatures of all the possible heirs before being secure in his title.

We discussed this with our agent, and they recommended a traditional rental policy with an umbrella policy. 

They will use their own contract that is heavily, heavily skewed toward the lender and will usually pass many traditional seller fees off onto the buyer.