There is a small chance that I will not sell it for a long time. 

You bet if we get a second term with Biden, if he remains, the chances of China tapping on Taiwan's door is imminent. 

If all you do income-wise is rental properties, there is a good chance that you cannot show enough income for lending, no matter how much you play with depreciation. 

I know several big named investors and even after 50-60 doors, they still house-hack nice 2-4 units when they get a chance. 

One thing that I have gotten from BRRRR is that if you "buy right", you significantly decrease your chance of getting into trouble.

We were in a meeting for about 30 minutes where I went over every little detail and re-assured her there was 0 chance of me failing.

Any chance you've got a link to the court doc?

There's a reasonable chance he's a felon or sex offender or something similar which ends up disqualifying her from housing, or perhaps she is on Section 8 or similar and they are trying to hide his income. 

But I thought there might be some small chance they were legit, say maybe 5%.

@Charles Burgess To be honest with you, the chances of you buying a lot and building on it for less than the cost of buying an existing property are pretty low.