Quote from @Spencer Elliott: Long story short, land is on loan and I’m purchasing a manufactured lot as a temporary home/future ADU to my final build.

I got news for him: the insurance companies are going to refuse to insure -- period -- or are going to charge premiums that would make Elon Musk wince.

I do mid term rentals during my STR dead season(3 month period) and the furniture gets beat up.

@Derek FarmerDerek - My friend Dave Short has a Dinner with Dave meeting about once a month here in Indy.

And about a week later I get the notice from the bank that the Alienation of title clause in the debt instrument is being invoked and I had a short window to pay it off or they were going to foreclose..

Update: It looks like the county has appointed an 11 person short term rental committee to review the work, investigate more, and provide a recommendation and will be disbanded by November 30th. 

Long story short, all this means a net negative cashflow. 

Long and short, when I now look at my "return on Equity" numbers as opposed to my casual on cash return numbers it makes all the sense in the world for me to sell.Wholesalers contact me at least once a month the past 10 years and are always asking if I want to sell one of my properties, but I'll be hard-pressed to ever find a wholesaler that wants to pay me for what these properties are worth and is also willing to buy all the properties in one transaction which is how I'm looking to sell.Given how good our return numbers are here in northeastern Ohio compared to the parts of the country I know that out of state investors would definitely be very interested in in this portfolio.

Especially if using the funds short term, there's not too much interest.

Quote from @Chris Seveney: If you can borrow private money for that period of time at 10% that is a very good rate.