Originally posted by @Tracy R.

Likewise, loan points are amortized over the life of the loan and I have them in a separate sub-table of the fixedAssets, but unless they pull up the original journal entry you can't tell which loan they pair with, and it seems like a stretch for the CPA to track down that the loan was refinanced and hence all the remaining depreciation should be taken now. 

Wasn't my original intention, but just the direction life haad us go.

I am originally from UK and after 6 years I now qualify for funding and I am wanting to house hack a multi family (seems like a cheat code as it isn't an option on a residential mortgage in the UK) but the issue i am finding is the low inventory in my area (6 listings within 20 mile radius of Danville VA) and nothing that i think i can make cashflow well / or seems like it would rent to a decent caliber of tenant. 

Originally posted by @Chris Gawlik:Account Closed.

I'm from the NYC area originally and not many there like him.

Originally posted by @William McCafferty:Andrew,  I've been using Rentredi for a couple of years. 

Hello Rick, I've only come across 1 company to do 2nd position DSCR Loans, here is his contact info.Erik EstradaLuxePrivate Investments LLC Loan Originator, OwnerDRE 02161719 | NMLS 2289340Direct: 818.269.7983W:https://luxeprivateinvestmentsllc.com/Schedule: https://calendly.com/erik-dra

so you get a couple points to originate the loan and then maybe a small amount of interest. 

Originally posted by @Stephen Brown:I'd recommend talking to Jeffrey Donis here on BP.