It's like a giant monster that is never satisfied.  

The priority of the people or robots handling special assets for lending institutions is usually not obtaining the highest price possible - its obtaining a price ACCEPTABLE to the banks board (as total for the assets being sold that fiscal quarter) and the ease of accomplishing the sale.  

In regards to leveraging notes, you will have people in these forums tell you that a bank will hypothecate it And maybe for a commercial asset but they do not on single family owner occupied properties (or let me say I have never been able to find an investor Provide a bank that did with the exception of Loch Ness monster bank and Saskwatch bank.

Try perhaps rewording your texts to be more human like and less robotic/scripted.

Not buffered against robots taking 30 % of the jobs.

There are some serious monsters or concentration of them in the 48204 and 48206 zip codes like on Calvert St, Tuxedo St, Lasalle, etc.

If I had a mortgage on an expensive bay area house and lost my job, that house is now a monster.

Wow, you've created a monster!  

Social Security funds were raped so they could get 20% pay raises so whoever monitors the funds collected would have to be a robot or something.

Hey mate,Welcome to the wonderful world of real estate investing.For what it is, here is my opinion without too much depth:1) Have $100,000 in cash2) Look at the Midwest3) Spend time networking and finding the right people (Realtors, contractors, title company, etc...)4) Buy a distressed property for dirt cheap (Cosmetic rehab only)5) Renovate it6) Sell it7) Loose money (You most likely will on your first few deals)8) Learn and don't repeat the same mistakes 9) Do it againGod knows what doors will open and what the future will bring.I started in a similar way and it lead me to owning a turnkey company, property management company, brokerage, other businesses, investments and monsters with 17 heads heheJust my opinion off course but since I offer turnkey properties, maybe you should just buy turnkey heheJokes...