I will require the contractor warranty the work for 1 year, and provide the same documentation that they would provide to a paying customer.

A minimum of 10-15% down is required though Thanks, sent a private note to learn more.   

Maybe they could do some sort of private reverse mortgage?

Logan if you end up pricing $75K on this one, definitely get in touch with me since a 15% return is very attractive for our private equity fund acquisition. 

However, depending on your loan type, if you put less than 20% down, you may have PMI (private mortgage insurance) which will make your monthly payment higher by up to a couple hundred dollars.

Currently, I live in Hawaii, house hacking my own property, and am looking to expand into out-of-state long-term rentals.My goals now are to master the art of wholesaling, continue raising private money, and build a strong portfolio of long-term rentals.

The loan can be called, but in the 45 years I have been doing this I can only recall a handful of cases and it usually was Credit Unions or private money lenders.  

The main programs that study this show a far different look than the appropriate (private & costly) programs.

I feel like my best route to getting started is by working with partners or private lenders given my current available capital.

I'm can record a Loom video response for you.Like any business model, you have to start with identifying the customer and where the demand is.