By year 5 we had around 55 people.We did hire a marketing person but frankly marketing wasn't our strong suit. 

Low LTV, 30yr fixed @4.5% personal (1)• Investment condo - new const. high end purchased w/1031 (from 20yr quad) in 2019.

Personal raise How did you add value to the deal?

It has worked out for me, but I'm wondering if anyone else has another person they trust that I can float other, similar tasks to?  

Hey all,Does anyone have any personal experience with First Savings Bank and their 1st lien HELOC?  

I called that person two more times just flabber ghasted that I actually got a banker to admit this info is legitimate with many more questions.

FidelFidel,When I saw your question I got interested as most Canadian investors are rather running away (or pausing) from investing in RE in Canada.But to help in your journey, here's what I can share mostly from either my personal experience or discussion with relevant professionals. 

Like @Vince Scipione said, good for you for being a decent person!

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

The title company will handle clearing the title but won’t manage personal agreements.