Analysis paralysis, natural aversion to risk, but want to break myself of that cage.I also try to always do everything on my own, no mentors, help, partners, etc, so that has also held me back. 

You can have a natural person or LLC as the beneficiary - the choice between the two is one of tax liability as they are pass through entities; not civil liability.

@Nixon Corpuz 401k plans are by their nature participant directed.

We are just so pissed with these girls that they are taking advantage of our nature and this one thing we missed.

But it does sound like they aren't taking natural wear and tear into account and are possibly going way overboard. 

But could you lose it all if something like a natural gas explosion killed a family of 5?

I am a seasoned multi-and-single-family property manager in the Charlotte (and surrounding) area.Vendors: I always ensure to connect with at least three specialists in the same field, for example: carpet cleaners/replacements, roofers, emergency services (water extraction or organic growth remediation) this way when it comes time for their services you can get a bid from each of them.

Spouse, father, biotechnology engineer (by degree), water engineer (by experience), specializes in natural health, loves the world of personal development, and the world of real estate.- what am I doing here?

Adding the word “System” seemed like a natural and authentic choice since the same backend systems, on the ground teams, and one-on-one coaching we introduce to our clients have helped us at MartelTurnkey successfully flip over 650 homes in the last 10 years.

He was right, but that is the nature of investing time and money.As a person who has introverted tendencies, yes, being a real estate agent has helped me to get beyond my insecurities and forced me to network with people.