I would request a letter from an actual local mental health professional that you can call to verify the ESA prescription, and refuse to accept any online forms they may have paid $20 to download from a fake mental health professional.

I personally feel it definitely can be a mental block, and prevent newer investors from reaching out to other investors for their input and advice.

I, personally, have found that when you work with smaller, community banks, especially local banks who have local lending committees who meet weekly, your approval rate will skyrocket.Also, it is important to understand the mentality of the banker - taking a first position up to 75% on your homes which are free and clear - what is known as a 'secured line of credit', with the homes acting as collateral, is an absolute 'no brainer' for any bank who works with investors.

The mentality of wont take a loss is great in theory but a small loss on one deal to take the money and buy another deal where you will make money is the smarter play.

He is either in a local institution (mental, jail, or politics) and you might be able to track that information down if you follow the legal filings and hire a skip tracer.

I think that solves the mental conundrum I've been having.  

As you know yourself, the mentality in Austria is different and once people are settled, they rarely move.

His owner mentality would not change overnight into a tenant mentality.  

Then I feel mentally ready to process messages. 

I want to.jump headlong into this business, but still have a 9-5er's mentality.