Damon That's the rub with low income tenants.

Second, the insurance is $1.5k which seems to be low as well. 

AI is good for a first draft of things, not for widespread usage.People are looking to use AI to move quicker, but it only makes you or your product more robotic (artificial intelligence and such).

I'll meet at Lowes the day of, I'll pay on delivery.

Seeking to invalidate someone's perspective before asking for details is not productive.

In my state i have no such requirement on security deposits but i question the feasibility of doing this as well as how will anyone know as long as you have the means to pay the tenant their deposit when they move out. most banks charge for low balance accounts.  

Any facilities coming online, bringing production back from China as an example? 

That said, if you only have a few "residential" rental buildings, most direct carriers can get you pretty low deductibles on their stand-alone policies (State Farm, Allstate, Farmers, Nationwide, etc.). 

And it's a rather low bar to get over for anyone wanting to continue to wholesale. 

You steered away from a product that obviously works (look at all the students here defending the product) and makes you a ton of money because you didn't like how the creator of the program "seems" to act in a forum.