@Kim Hopkins, it depends on what you period of time you are talking about for CoC, typically people are looking at CoC two ways: with sale proceeds and excluding sale proceeds.What you are talking about will help the CoC excluding sale proceeds and hinder the CoC including sale proceeds.  

Like I said I don't want to hinder her mortgage just looking for ways to help build my credit

But the changes that have been recommended will hinder my ability to provide that quality housing.

As of right now, the knowledge will just hinder you and keep you stagnant.

I went to college hoping for an opportunity to make a better life and student loan debt has hindered me from doing the one thing I really want to do: purchasing a home.

You can even post a "Meet-up" or a REI get together on here or on your social media page.Want some other advice stay out of NY, CT, NJ if at possible because the taxes and home prices will hinder your price range/cash flow.

If you have to connect into sewer for instance and the owner next to you is not cooperating it can get very expensive to run alternative piping and a lift station etc. to make the project work.So most developers will get everything agreed in place and terms before they go "hard" with any non-refundable money.Otherwise one wrong thing happens and the project tanks and you lose your earnest money.As a developer you never let a seller hold your earnest money either.Even though by the contract they are obligated to give it back sometimes they already have spent the money or they make you take them to court and chase them to get the money back.This hinders your ability to now pursue other deals as you have money and time chasing people down.This is especially true in land assemblage for multiple parcels where you might have hundreds of thousands of dollars of earnest money on the line with multiple sellers.My experience working with a commercial developer for a few years and going to all the meetings and helping assemble the land.

We are being told that if we sell my parents will have to pay capital gains taxes (I would pay) This would really hinder our ability to purchase our next home because we need the equity for the down payment.

It didn't prevent us from buying the property and it didn't hinder us from being able to sell it.

The feeling I get from reading you post is that a) they won't be able to afford market rents and b) could be a big hinderance getting the 2 vacancies rented.