The worst thing that could happen is contractors don't pick the best priced ,materials (excess expense), or they order too much material and they keep the extra material for another customer.If you have specific materials that you want to use, you can pick them out on the hardware stores website.

Also, lets assume consumer pricing from a local hardware store + pillow. ....and forget about cost of windows and drywall finishing since that wasn't includedThats $500 in materials w/ pillow, and lets add another $500 for any permits and unforeseen issues, business expenses, insurance, etc.

Well the PM isnt going to open their wallet based on a decision you make 

This is also not the first time you will open up your wallet to pay for services. 

Maybe work at a big box hardware store and eventually with a builder. 

Purchase price: $725,000 Cash invested: $315,000 Contributors: Logan Freeman In the vibrant Crossroads Arts District, this 1903 built commercial building that had been owner occupied as a hardware store.

NEW TILE BACKSPLASH, NEW OIL BRONZE RUB PLUMBING, HARDWARE, & LIGHTING PACKAGE, BATHS HAVE NEW GORGEOUS TILE SHOWER W/ STONE PEBBLES, NEW TOILETS, NEW FRAMED MIRRORS, NEW VANITY W/ GLAZED CAB.

NEW TILE BACKSPLASH, NEW OIL BRONZE RUB PLUMBING, HARDWARE, & LIGHTING PACKAGE, BATHS HAVE NEW GORGEOUS TILE SHOWER W/ STONE PEBBLES, NEW TOILETS, NEW FRAMED MIRRORS, NEW VANITY W/ GLAZED CAB.

TONS OF UPGRADES, GRANITE, CUSTOM CABINETS, CORBELS, STAINLESS STEEL APP PACKAGE W/ FRIDGE, HEAVY CROWN MOULDING, DBL SINK IN KITCHEN,9 FT SMOOTH CEILINGS THROUGHOUT, CERAMIC TILE WET AREAS, OIL RUBBED BRONZE FIXTURES & HARDWARE, WAINSCOTING, GAS LOGS FIREPLACE IN GREAT ROOM, 5 INCH HAND SCRAPED HARDWOOD FLOORING, COVERED FRONT PORCH W/ CRAFTSMAN COLUMNS & LARGE COVERED PATIO,OUTDOOR FIRE PIT & STAMPED CONCRETE ON PATIO, ARCHITECTURAL SHINGLES, MOSAIC GLASS TILE BACK SPLASH & TILED GARDEN TUB.

Satin Nickel Hardware & Lighting Package.