As long as the property generates enough cash flow to service the debt, you qualify—without the need for personal income verification.This type of loan is ideal for those serious about growing their real estate portfolio, especially if you’re self-employed or have irregular income streams.Why DSCR Loans Matter for Real Estate InvestorsWhen it comes to real estate investing, traditional loans can often be restrictive, requiring personal income verification and imposing limits on the amount you can borrow.

It did pretty well this summer as far as generating revenue.

These losses get carried forward each year and can be used to offset gains from any rental property sale, not just the one that generated the loss.

Boat and RV storage is at a premium for many people so you have a good idea to use existing land to generate income without doing too much in the way of improvements.

AND you can "pass" this properties to your kiddos (generational wealth!

And when you sell it if you meet the primary residence requirements the profit is tax free.It is possible in many instances to own successful rental real estate that generates real dollars in your pocket but operates at a loss for tax purposes. 

If you are considering a CRM for a team, then you have to consider the ability to customize and generate management reports.

As long as the cash flow exceeds your PITI, it can help offset the debt, but lenders will have different criteria on how they calculate this.For your second question about a duplex with seller financing, while the seller may still hold the title until the loan is paid off, the rental income you generate from the property could still be used to offset your DTI.

In San Francisco, this choice is taken out of your hands and is instead a determination made from and by the Planning department.From an Investment POV, you are absolutely correct that combining the lower and the ground floor units is the best option to preserve your ability to perform a fast track condo conversion and generate the most equity in the shortest amount of time.

Many investors only look at projected returns and invest based on that, and therefore don't realize that the property is barely generating cash flow, because they are getting a 7% return day one.