Your focus on optimizing property management and building wealth is a solid approach.For investing with limited funds, distressed property flips and creative financing are great strategies.

I have talk to 4 insurance brokers, and directly to many companies such as allstate, steadily, safeco, liberty, american summit, american family, and a few other, but am basically out of options.

At this stage I do not know if responsibility for necessary termite infestation treatment is determined purely by the articles of association and other incorporation documents of the HOA or are the HOA directors in direct breach of any Broward County, Florida State or Federal laws in not doing anything about the ( apparently widespread ) termite problem in the community ?

I would probably lean in that direction.

My team and I manage 100+ investment properties, mostly Airbnb / STR, and we work with investors to complete 1031 exchanges, scale their portfolios, and invest in creative rental models.I started young with no help, the learning curve is steep and yes some people won't take you seriously, but if you assert yourself and really learn the content, you will earn respect.I'd love to learn more about your career ambitions.

In addition, we’ve listed all of our properties on the Aya Healthcare housing page to directly advertise to their network.

Perhaps a bank statement HELOC would work for me... still figuring that out.Any other creative ways to get money for a rehab? 

Again this requirement directly impacts me. 

We have in-house professional design/furnishing/contracting, in-house management at 15% for clients only, and you work directly with me on the purchase.  

Many borrowers think they can “cut out” the middleman (mortgage or loan broker), save some upfront “points” and fees, and go direct to a lender.