As far as the course goes it's one of the cheaper ones out there and I'm on a payment plan.

Can you rehab cheaper, better, faster to make your numbers better. 

Is it because they were cheaper? 

If your app doesn't have the limits either your thermostat is too old or a cheaper model or your app is out of date. 

I reside in NJ, have been looking for a multifamily around my area (Newark, NJ) and have recently been going to Philadelphia/Allentown area of PA because the taxes are so much cheaper there.  

If there's other appliance protection that's better/cheaper, I'm interested in hearing the options as well.

I explain that a monthly lease is cheaper UNLESS timely payment is an issue in which case the monthly lease + 10% late penalty is more expensive than the bi-weekly lease.

To clarify, I wasn't saying that hard money is for suckers, I was asking - but the forum wouldn't let me put a question mark in the post title for some reason. to add to Jeff's point about if you have a problem.. this is a real case with one of my clients who left me for the bigger national lender who was cheaper than us..

By accelerating your depreciation schedules, you reduce your taxable income which in turn increases your operating cash flow.

Reading through some other forum posts, it looks like there are much simpler partnerships, entities, or offerings that would meet what I am trying to do:My Role:-Decide on properties to purchase, mostly SFHs-Establish LLCs or other business structures to hold the real estate and distribute returns-Purchase properties, using loans as needed depending on the ROI/cash flow desired from investors-Act as property manager for the properties-Depreciate properties held in business entities to minimize taxable income to investors-Distribute returns to investors-Create investments that have high cash flow (CF) and low appreciation (App) , moderate CF and App, low CF and high App-Find investors from connections, friends, and family with no public advertising-Advise in a minimal capacity on tax and real estate strategies-Send investment reports to investors-Be fiduciary to all investors-Receive compensation from PM and other management work I do related to the investmentsInvestors:-Can be non-accredited -Invest as little as $1000-Can use retirement accountsWhat references can people recommend for me to learn about business structures, partnerships, securities, taxes, or other topics to get me started on learning what will work for my goals?