There are a billion more, but that's a start. 

Never any dog scratches.

And with some of us, there is no seasoning. 

Below are two thoughts I have, not sure which is correct. 

We are planning for a HELOC to support our purchase of a new home.

@Angela Simon, If it wasn't your son there is a small chance that your accountant would let you purchase the 50% of the property you don't own. 

There are clear winners in types of photos that should be included in your listing, along with examples of listings I believe achieve this.

Is there a leak?

You don't want to lose your rate on the house you are living in now unless you want to sell it so since that is an owner-occupied, you need to stay there and save up the 20 percent for the second property based on what you said.

I can imagine having a broker license adds another layer of responsibility to making sure deals are solid.