I have been using Stessa for several years and have grown out of it.

@Joshua Martin,If there’s a chance you’ll sell next year, a HELOC might be the better move since it typically has lower upfront costs compared to a cash-out refi.

I have a strong background in sales and business development, with years of experience driving revenue growth, building high-performing teams, and closing deals.

RE Investing is much tougher right now than it was 5 years ago.I personally spend at least an hour per day every day deepening my knowledge - reading, webinars, youtube videos, podcasts, formal industry trainings/certifications, etc.

I believe it is 50% down, rates around 13% and term around 5 years.  

although we bought about 6 years ago or so for 270 put 100k into it so you can do the math  no debt .. hoa 400  we pay utls. 200 or so.. so 600 a month out of the 3500.. tax's about 1500 a year ( got to love Vegas taxs ) value today right at 600k.. so lets say we net about 33k a year on 370k cash .. so not bad little under 10% COC with an outstanding tenant one of the best I have ever had.PS given tenant quality we manage ourselves.. 

Investing in Milwaukee for the last 10 years I'm biased to recommend house hacking a duplex as the best way to start if you have limited capital.

She's been on the Tax Panel at BPCon with me for the past few years.

Since you and your husband bring 20+ years of residential construction experience to the table, you already have a huge advantage.

Recapture typically happens only when you sell the property.If you use the property partly for personal use and partly as a rental in a given year, depreciation and other expenses must be prorated based on the number of days it was rented versus personal useBased on the current tax laws and regulations, once you've taken bonus depreciation on an asset, you cannot "capture" additional bonus depreciation on that same asset in future years, even if the rates increase.In the 2024 tax year, the rate for bonus depreciation is 60%.