He's not cheap though but at scale I found those S&D places too time consuming. 

Biggest waste of money for the consumer in the banking industry.

It only takes so much selling pressure to trigger stops, spill to margin calls, reduce consumer confidence, and on it goes.

Once your net monthly rental income is 2.5x the sum total of your personal housing expense (PITI) plus all monthly consumer debt obligations, your DTI will work out without any income other than rental income.

For a number of years we felt we weren’t in a position to invest in real estate and we always had good reasons/excuses, but after listening to and reading so many stories I can see that we really should have started earlier.I’ve been consuming as much material as possible the past several months from books, podcasts and blogs.

They are time consuming, most get thrown in the trash, they may not be in the market to sell at that time, and the person who throws it in the trash is the only one in the house that sees it. 

Using these reports, I know exactly how much, when and for each property as well as the % of rent it consumes.  

Just about 50% is consumed off the top.

-De'Andre WilliamsThe man bought a $40K car with additional debt while having $41K in consumer debt. 

I'm an avid consumer of podcasts and really like the format.