If the rental income doesn’t sufficiently cover the debt payments by their standards, they’ll limit the loan amount, even if the property is worth more.You could try a few alternatives:•Look for lenders who specialize in commercial real estate and have more flexible DSCR requirements.

Speak to a lender you can trust about this.

Do they want you to take title as xLLC, your name as manager, like a trustee of a trust? 

This is money that was used for the kitchen and down payments on our last two properties. 

Would you buy 5 houses in Clarksville, which rent for less than your mortgage payment? 

Annual fee of $1,000, no other payment options. 

As an investor, I trust myself to endeavor to do the right thing.

Deduct NEW property taxes after you buyDeduct home insurance costsDeduct maintenance percentage, typically 10%Deduct vacancy+tenant nonperformance percentage(we recommend 5% for Class A, 10% Class B, 20% Class C, good luck with Class D)Deduct whatever dollar/percentage of cashflow you wantNow, what you have left over is the amount for debt service.Enter it into a mortgage calculator, with current interest rate for an investment property, to determine your maximum mortgage amount.Divide the mortgage amount by either 75% or 80%, depending on the required down payment percentage - this is your tentative price to offer.If the property needs repairs, you'll want to deduct 110%-120% of the estimated repairs from this amount.Be sure to also research the ARV and make sure it's 10-20% higher than your tentative purchase price.As long as the ARV checks out, this is the purchase price to offer.It is probably significantly below the asking price.

That's fine as long as all the payments go directly into your SDIRA. 

Do you plan to pay all cash with the equity or use it as a down payment?