@Diana JingHere is a list of lenders offering non-recourse loans to retirement accounts:https://www.biggerpockets.com/member-blogs/2810/50272-list-of-non-recourse-lenders-for-self-directged-ira-and-401kTypically non-recourse loans require 30%+ down plus 10%+ reserves because the risk is higher for the lender. 

I've talked with auction.com and another company about rediculous reserve prices on some properties.

So do STR hurt yes but they also help the economy because locals benefit from the lesser number of kids in the schools and the increased amenities like restaurants and more grocery stores and shops you would not have if you weren't a STR area.

The loan application will ask about the assets you need for the purchase (down payment, closing costs, and reserves), and you will need documentation for those accounts (most recent statements). 

If that is the case you could make them the responsible party for the cameras without you having access but I would just remove and store until vacant if this is single family and let them take the risk. 

Partner Driven financed this deal using our established capital reserves, allowing us to close quickly and efficiently.

For paint, go to your paint stores (sometimes big box stores do this as well, but usually a paint store) and ask about mistints. 

Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

@Nima Rezvani Yes you can 1031 from one investment property to another investment property and then later convert it from investment to your primary residence.Hi Dave, Forgive me if this question is obtuse, but I was actually wondering about doing the exact reserve.