We self-manage and I do most of the maintenance work.As I see things, the overwhelming reality of western PA in my rental market segment is that small outfits like ours are almost exclusively composed of greedy and stupid landlords who routinely lie to, steal from, and cheat their tenants as a matter of course. 

The loan that I was hoping to use was a Military Choice loan from Navy Federal as they mirror the VA almost identically, except with higher rates.

I can also provide the lender appraisal, effective one week before purchase, that has a value almost identical to the purchase price.Thanks for any help.

We simply write “mere change of identity” and file the document.  

Most people don’t have 3 times the rent in cash laying around without stealing from Peter to pay Paul.  

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

I have section 8 units and so far have avoided the real nightmares of section 8 lore (the ones that steal everything, vandalize, pour concrete down the drain etc.), but I have had some real challenges such as just yesterday had a tenant OD (and pass away) in a unit, as well as not one but two kidnappings last summer, a tenant who’s son got shot in the face in the parking lot, some stabbings, countless fights and arguments and cops at the building and of course the missed rent payments (tenant portion of course which is only $50-100), and much higher turnover rate than my non-section 8 units just because folks who can’t afford rent generally have less stable lives and move/ are involved in crime/ go to jail/ fall off the wagon/ have incidents of domestic violence/ revert to homelessness etc. more often than other tenant classes.

Any other calculation is based only on yesterdays numbers with the assumption that tomorrow will be identical.

Before the high and mighty stealing your equity group jumps on me, he literally said to me I just want enough cash to pay for a new pool, there's no such thing as low-balling me (interesting negotiation tactic but I'm not complaining). 

Beg, borrow, or steal a book called Set for Life.