This year is a stabilization and reflect year.

Moreover, you'll receive more favorable terms/rates utilizing a primarily home loan product than an investment loan. 

Know the lenders requirements for the loan types you will need.For instance you may find you need to have liquid cash of 9 Months P&I and 100% of the loan amount as your personal net worth in order to avoid personal guarantees on the loan, and your retirement accounts may not count towards your liquidity.Know the requirements of the loan products for the apartments you want to buy.There are no books for that, that I know of--just lenders info.Because without that all else is just scholastic exercise.Good Luck!

Additionally, we do not have the capital expenditure (CapEx) budget required to make the comprehensive repairs necessary to stabilize this asset fully.Several factors have contributed to this situation:Property Management Issues: We previously worked with two underperforming property managers who made several critical mistakes.

Not sure what that product is. 

It's a simpler entry point and aligns well with serving protected classes like veterans, seniors, and single mothers—key to ensuring stability against HOA or city issues.Begin connecting with non-profits and agencies that help these groups find housing.

Quote from @Logan Ransley: Hey Matthew, fantastic and in-depth constructive feedback about our product.

Not only in building wealth by starting early, but also just everything you're learning about life and being a productive successful person.

Are these type of little to no doc products getting more common again?

Either market will take time to stabilize and have challenges to overcome, consider which one you can manage easier an balance that with your ROI.