It’s exciting to hear you’re looking to scale up into larger multifamily investments—financial independence is a fantastic goal, and it sounds like you’re taking the right steps to get there.It’s great that you’re already focused on assembling a team and diving into market analysis.

It sounds like you should discuss specifics with a knowledge RE tax professional and discuss tax strategies.

From the sounds of it, I won't be making that mistake.  

It’s great to have you here, and it sounds like you’re in an excellent position to start your real estate investing journey.

Sounds like you get her portion of the rent for the next five months and then work with him for the remaining balance each month.

Sounds like a title problem..

Partnering with a wholesaler sounds fine, but check the real estate licensing laws in your state before bringing a buyer for a commission.You might consider getting your real estate agent's license and legitimately earn what your skills, drive, and experience truly command. exactly wholesaling or bird dogging is not a life time or long time occupation  RE sales can be lifetime and if your any good at it at about year 10 you should be getting all your sales from referrals and such.

How did a townhouse become rent stabilized with what sounds like 3 units when the minimum is 6?

Balancing all that sure sounds like a juggling act!

Sounds like you just need to find a deal that makes sense.. reach out if you want to pick my brain.