I recommend seeking a few opinions on this matter before getting into contract and wasting your time.

Readers are advised to seek professional advice. 

East NashvilleWhy It's Hot: This trendy neighborhood is popular among young professionals and families seeking a mix of charm and modern amenities.

He explained how he is receiving an inheritance of roughly $100-$125k, and was seeking thoughts on what he should do with it. 

Readers should seek professional advice.

Even if the rate was 0%, that is not the type of investment I seek.  

Thanks for any help’ Yes we're licensed there and FHA guides in one state apply to all states unless a state has a specific law that supercedes the FHA lending guideline.FHA is always 3.5% down minimum (in some cases less because you're using a DPA or down payment assistance program or 2nd lender to put down over all a lower down payment than 3.5%, Aka for instance 3.5% DPA + 96.5% FHA = 100% financing but just dont kid yourself this is fully 100% leverage and to be used with caution and carefully).In the case of 2-4 unit FHA is still 3.5% down payment @Matthew Kwan @Carlos ValenciaThere are rules regarding FHA such as:- primary residence - you must occupy one of the 2-4 unit property as your primary over 50% of the year and the underwriter needs to believe you will remain and have the ability to live in there, any deviation from this and you'll get a whole laundry list of conditions asking you to prove why you should be believed to be living or will live there (if this arises dont be surprised, it just means the UW doesnt believe you).- SS rule - self sufficiency rule - gross rents of all potential units 2-4  X gross rents at 75% needs to meet 1:1 or 100% of the monthly PITIA payment or greater.

A prudent investor doesn't seek quick riches through shortcuts.

Readers should seek professional advice.

Operations, well, you need a PM/Sup, you need a bookkeeper, you need a good contractor, and you need an assistant to manage other stuff.