I live here with two roommates/tenants

I can't make the numbers work with almost any property if I have roommates or if I live on the roof.

You don't have to be so aggressive on finding a deal since your roommate will be paying a big chunk of your mortgage, maybe all of it!

Perhaps you wouldn't be interested in buying a 6 bed house and having 5 other roommates (and I wouldn't blame you).

This house is above my price range, but I know that the rental income from the back house plus my hacking the front house with roommates will offset a ton of my monthly payment.

That means having roommates or living in a split level where you rent out the basement separately.

Is the lease between you and the tenant a "roommate" agreement or a Tenant/Landlord lease?

I have a roommate in 1 unit and rented the other.

They get new jobs, get divorced, break up with their boyfriends/girlfriends, have fights with their roommates, and then they just move.You can’t physically force them to stay, and the reality is you can’t even usually legally hold them to the full obligation of the lease because almost every state requires the landlord to mitigate damages and make a reasonable effort to re-rent the place to another tenant.So whose hands are really tied by longer leases?

They converted the dining rooms into bedrooms for themselves and got roommates for the other four rooms.They only put down 3% through an FHA loan cosigned and funded by them and their parents, who were getting to keep the rental profit and a portion of the resale profit (I don't remember that number being mentioned.)