Townhome/condo/SFR - rent by the roomADU / multifamily units - self explanatory Storage / Space rental - Rent extra space/bedrooms/garage for storage, driveway for car parking, etc.

For example rent luxury a car and put it in the driveway for the photos.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

The pandemic fueled low interest rate boom demand has normalized, but the market is still moving.

I still normally leave 15-25% in the deal.  

Our lender says that's normal because its a vacation home. 

My advice would be to do a cash out refinance and pull some cash out now that rates are dropping back to normal. 

So new kid that bought his system was offered a two hundred bucks MF that was normal appraised for 150k only lol… and expecting that market would just grow , the system is working in 2009 though same thing to what Greg Hugher did in other bankruptcy filing lol

I am understanding it as subtracting that from the amount I would normally give them? 

Class D   Bars on every corner  , houses with bars on windows  , cars on blocks and stripped ,  drug dealers on the corner , drug addicts  sleeping on the sidewalk , tents on the sidewalk , gunshots , ladies of the evening ( and day ) , abandoned  houses  , graphity on buildings .