Please don't get distracted by the get-rich-quick crowd that's making money by selling their courses.

You will be dealing with low-demographic tenants that qualify for S8 for negative reasons.

Next is probably his book on Investing with No and Low Money Down.

Borrowers can acquire a primary residence from up to 1-4 units for as low as 5% with conventional, as the regulation was approved last year of November 2023.

@Dion DePaoliWe do work almost exclusively in low value band assets under 125K values.

There is some truth to that, but that rhetoric largely came out of a massively long bull market with historically low rates.

If it were 3 investors for example, and 2 have low credit scores, you'd want to have them at 10%, 10%, and you at 80% so your higher scores can be used.  

For the 4 plex you are spending an extra 80k in renovations (I question your 110k renovation number to get to 4 units - this could be low but I don't know the square footage or layout).

. - you have dozens of local agents who can market the property for you and bring you a buyer- you are listing in a desirable area with low-inventory - you are not in a rush to sell

Price points are low when acquiring real estate but that also comes with lower rental market values for your units so it pretty much evens itself out.With that, if you are going to buy in Reading I advise you strongly consider managing your own properties.