Any local bank that does this kind of financing should be able to approve you as long as you have a good enough credit score and never declared BK.

Personally have not seen anything I believe is legit (but I only invest locally).

I'd make connections with realtors, join local meet ups and expand your horizon.

Otherwise, selling and using the proceeds to scale your portfolio locally could accelerate your long-term goals.

Tho, when one really stands out from a typical local norm at a given time in that market, it may help me to gauge the overall truthiness of the seller/syndicator when it comes to their other claims.

I have a bank locally that will use DOT as collateral for loans.

I found this deal as an off-market property through my local network in the Hamptons.

It’s worth reaching out to your local tax office to explore options.

I refinanced it into a  5% 30-year mortgage with a local bank as the seller would only carry the loan for a year.

I've spoken to a few local attorneys and they have never heard of that.