Got no furnaces, central air, water softeners, snow removal, hail insurance,

I have a rental that suffered some hail damage, I had my roofer (who told me it was hail damaged) and the  insurance adjuster out.  

Each year at our trade meetings and in our trade groups these storm chasers are our #1 issue and problem, lots of fraud and just give the entire industry a horrible name.For example, JNS has a radio ad they run during hail season that I kid you not goes ".... when JNS comes knocking don't go running....."

It will not typically turn the ROI as other residential or real estate investments, as the property is too expensive, plus the additional costs you don't have in most of the country - wind\hail insurance for example.  

I had hail damage on 3-18-13 and filed a claim around 3-25-13, got a check for $4305 dated 4-4-15 and cashed it.

If you know Austin, you should have said hail storm as there is a greater chance than an hurricane causing damage.  

I had a client that decided to move from a $2,500 per occurrence deductible on over $20mm in property value to a 1% wind/hail deductible to save around $10k a year.

So - I had hail damage from the May 8th storm.

You have to factor in higher investment/out of state property taxes and the wind and hail insurance.

Do you have extended coverage like Windstorm, Hurricane and Hail, Explosion, Aircraft and Vehicles, Riot and Civil Commotion?