But having a safety net, a plan B would go a long way for peace of mind and physical health even if I never quit what I'm doing.So I am trying to reach a basic level of FI as soon as possible. 

Update: One re-fi went through saving $70/m, one is close saving potentially $250.

Sold comps within a quarter mile no more than 6 months old are really a better reality check than an appraisal (especially a re-fi appraisal....those tend to go high).So if by comping the property you determine the property to be worth 160k, then at a minimum, do the following:160,000 x 70% = 112,000 - 10,000(or whatever your fee should be) = 102,000 = MAO (maximum allowable offer).

@Teresa F. I

Originally posted by @Colleen F.:  I think anyone who is switching to en suite would benefit from  doing the pre post en suite water consumption comparison. 

Thanks for the lead @Jim Pellerin @Larry F. I

I'm in Hartsville, SC. I

@Bobby Valcin Not sure about your area in Florida but in my County in SC I can find it online.  

Who did you try to use for the re-fi?  

I tried to re-fi the mortgage thru wells fargo  and had the worst experience of Life.