I'm sure NO HOA was banking on that in their 20-30 year plan before the condo collapsed...And regarding insurance, I don't think anyone could have anticipated the enormous rise in insurance we have had in the past 1-2 years here. 

You could potentially get it if you bring a property with enormous value to the table, but those are hard to find, unless you got your deceased relative's property.I've spoken with 3 100/100 guys, and all of them have upfront closing costs (of course), which means you're at least bringing 5% to the table. 

Camelback and Kalahari have enormous indoor waterparks that are a draw 4 seasons for sure.  

I cannot wait to be there and to finally be taking this enormous step towards financial freedom and be surrounded by like minded people!

Also if anyone has any life advice on real estate investment and getting married - that would be enormously beneficial as well!

There is enormous competition in this market and many players are under funded and do not have decent management.

Texas Tech is enormous and a big economic driver bringing in 30k+ students plus faculty each year, tons of sports fans for STRs, along with the dual top-flight medical centers at both Covenant and TTU HSC.

@Cameron WhiteheadOur state has had an enormous influx of California's leaving that horrid state.Other investors have also been finding this state a very low cost area and have been buying and flipping for decades.His area is an amazing place for vacationing as well as mine so cities are actually limiting the STR market because its pricing locals out of the area driving land value through the roof.In my area there is an incredible shortage of real estate.

Scott, and the many others mentioned on the BP podcasts, which are also an enormous source of information.

We are two hours from California, Arizona, Texas (enormous travel markets with very diverse types of travelers).