Its likely that buyers will be more selective when choosing an agent because they now have to pay, and in the long run they will use someone more adequate, which can in turn help you.  

If the lender contests the funds release and don't choose to release the escrow funds back to you, it can get tied up in litigation and after 3 years will be surrendered to the state by the title company.Your best bet is to go with a legitimate company that will be up front and transparent with you about the terms and costs before you are already committed.Seems like everyone is telling you the exact same thing so I really do hope you make the right decision here.

Just ensure you’re entirely comfortable with the long-term commitment and the specific REITs you choose.

We get a trim notice around this time of year where you could argue the case your taxes are too high if you choose.

I like the Midwest when it comes to choosing a market.

Agree with much of what's been said, but especially the notion of choosing your investment class first AND your goals...are you looking for income?

Just weigh your options with an experienced agent, and choose what's best for you.The only thing I might suggest before you pull the trigger on complete removal of windstorm coverage altogether, is to see if you can get quotes with 3% and 5% deductible options. 

If a bank chooses to lend on the POH value it may be at less favorable terms than the land value (10 or 15 yr term versus 25 yr for example).

They want that same vibe in the home they choose.

You can choose to retain their services, or not.