@Sharad Bagri  Lots of people say "as long as the payments are being made on time, the lender won't care." 

I rely on personal care assistants (PCAs) for daily help, which are fortunately covered by government benefits.

I don’t care to hide my fee as I will be very transparent.

You often only have to worry about tax upon the profitable sale of an asset. 

The investors would be advised to pool together some capital to retain the services of an experienced securities law firm to do an analysis of whether they have cause for complain, cause for lawsuit, and reasonable chance of collection.  

This might be a rookie mindset is it bad I don't care for cash-flow at the moment in my eyes if someone helping me pay down my mortgage and build equity I'm okay with that.

Quote from @David Georgeson: I am looking at purchasing a house that my realtor says is part of an estate. 

Be careful, be very careful......

I would be very very careful as this is now illegal in multiple states and considered predatory.

It definitely escalates the situation though, so I'd research the process and carefully consider the option before embarking on it...but if you pursue that route you can likely escrow Dec 1 rent and I'm sure that will get some attention.