Because with detailed plans, examination of alternative causes and getting involved even when the trend is not favorable can make a person start making profits from real estate when he is old as well as when he is young.Good luck!

You’ll lose your shirt  Don’t forget your alternative.

The other alternative would be a DSCR loan to your entity with both or either as a personal guarantor. 

Financially it's almost always better to leverage but less so in higher interest rate environments when there are good investment alternatives, and not everything in life is or should be done for purely financial reasons. 

We continue to pursue alternative refinancing options and anticipate having a new loan closed within the next six months.

I guess I’m looking at alternatives options, if this is to hinder me acquiring in the future  

If building a relationship based on trust and offering multiple alternate solutions to prove my identity is demanding and "beotchy" then guilty as charged.

Recognizing that I'll need to discuss options with an attorney, I'd like to have a few alternatives to bring up and talk through with them.

Another alternative is creating some incentive to bring on an experienced investor and maybe work this stuff over the years to possibly navigate the pain.

The alternative is moving to somewhere cheaper or find a higher paying job.