A lot of the complaints I have read on this thread certainly apply to a co-op structure where you don't own any real property, you technically own shares of a corporate structure which entitle you to the unit you purchased. 

The only thing that would explain this is a co-mingling of funds situation, which is highly illegal in most states.

We reserve the right to require a co signer.

Try looking at the HUD website for your state.Another thing, I had a co worker get offered by a bank to do 0% down conventional loan on his the house he just bought.

If you do get pension money, it's usually invested indirectly via a JV Equity partner that is in the business of raising pension money and investing that equity in the funds of real estate operators, or as a co-invest alongside those operators.I did, however, recently have an interesting question posed by a lender regarding SDIRAs. 

As a beginner, you can learn a lot from your uncle with a few rentals in another state or a co-worker that's on their second house hack.

Does anyone know of a co-hosting boot camp out there that could increase my knowledge?

for charlotte, gas is cheaper...that being said, my tenants prefer all electric bc they prefer one bill and one utility deposit..if you have gas, make sure to get a CO detector

If you are comfortable with a co-signer as mentioned, and you have such an availability that could be a decent option.

Also reimbursement is changing from a fee-for-service model to global cost saving measures through “Affordable Care Organizations” (ACO).